Medicare doesn't cover your teeth or your eyes. This does.
Original Medicare excludes routine dental and vision care almost entirely. A standalone Dental & Vision plan fills that gap — covering things like cleanings, exams, glasses, and more, for an affordable monthly premium.
Original Medicare covers almost no routine dental or vision care — no cleanings, no exams, no glasses. Some Medicare Advantage plans include limited dental and vision benefits, but the coverage is often thin. A standalone Dental & Vision plan is a low-cost supplemental policy built specifically to cover these routine needs, regardless of what your other Medicare coverage includes.
Covers routine cleanings and exams
Helps pay for glasses, frames, and hearing aids
Works alongside any Medicare plan you have
what's included
What this coverage typically offers
Preventive Dental
Routine cleanings and exams, often covered at little to no cost.
Major Dental Services
Help with things like fillings, crowns, and extractions.
Vision Exams
Annual eye exams to catch issues early.
Eyewear Allowance
An allowance toward glasses or contacts each year.
Hearing Benefits
Many plans bundle in hearing exams and hearing aid allowances.
Affordable Premiums
Priced to fit alongside the Medicare coverage you already have.
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Not quite what you needed?
New to Medicare
Turning 65, or qualifying early through disability? I’ll walk you through every option before you sign anything.
Coverage changes every year — yours should be reviewed just as often. Every fall, during Medicare’s Annual Enrollment Period, I sit down with my clients and make sure their plan still fits.
Doesn't my Medicare Advantage plan already cover this?
Some do, but the coverage is often limited — a small cleaning allowance or a modest glasses benefit. I'll check what your plan already includes before recommending a standalone policy, so you're not paying for coverage you already have.
Can I get this if I only have Original Medicare?
Yes. A standalone Dental & Vision plan works regardless of whether you have Original Medicare, a Medicare Advantage plan, or a Supplement.
Are there waiting periods before I can use it?
Some plans have a short waiting period for major services like crowns or dentures, though preventive care is usually covered right away. I'll walk through the specific plan's timeline before you enroll.
Can I add hearing coverage too?
Many Dental & Vision plans bundle hearing benefits in as well — I'll show you which options include it.
Does it cost anything to meet with you?
No. Consultations are free, with no obligation to enroll. I'm paid by the insurance carriers, the same way every licensed agent is — it doesn't change your premium either way.
Let’s find your plan — together.
No call centers, no confusing forms. Just a real conversation with someone who knows Medicare and knows Richmond.
