It's Almost Time
Open Enrollment 2027
Countdown to Open Enrollment
It's open enrollment time!
I’m Tom "The Medicare Guy" — come on in and let’s figure out the right plan for you, face to face.
No call centers here — just me.
— Tom "The Medicare Guy", Owner & Agent
A Real Person, Not A Phone Tree
You’ll always talk to me, Tom — not a call center.
Bluegrass Medicare is a local Medicare agency right here in Richmond — not a national 800-number, not a website that hands you off to a stranger. When you call or stop by our office on Big Hill Ave., you’re talking with me, start to finish.
Whether you’re turning 65 and enrolling for the first time, qualifying early through disability, or just want someone to double-check the plan you already have, I’ll sit down with you and explain your options in plain English. No jargon, no pressure, no sales script.
A Real Person, Not A Phone Tree
Find your starting point
Five ways I help neighbors here in Madison County get Medicare right — and keep it right, year after year.
New to Medicare
Turning 65, or qualifying early through disability? I’ll walk you through every option before you sign anything.
Medicare Advantage (Part C)
One plan that bundles your hospital, medical, and often drug coverage. Let’s compare what’s actually available here in Richmond.
Medicare Supplement (Medigap)
Want the freedom to see any doctor who accepts Medicare, with fewer surprise bills? Let’s see if a Supplement plan fits your budget.
Annual Plan Review
Coverage changes every year — yours should be reviewed just as often. Every fall, during Medicare’s Annual Enrollment Period, I sit down with my clients and make sure their plan still fits.
Why choose us
Why folks in Madison County
choose Bluegrass Medicare
One agent, start to finish
You’ll always talk to me, Tom — not a rotating call center.
A real office you can walk into
Come by 369 Big Hill Ave. any time we’re open — no appointment required to say hello.
No pressure, ever
I’ll tell you what I’d tell my own family — even if that means a smaller plan for me.
Local knowledge
I know which plans actually work with the doctors and pharmacies you already use in Richmond.
Google Reviews
What neighbors are saying
Let’s find your plan — together.
No call centers, no confusing forms. Just a real conversation with someone who knows Medicare and knows Richmond.
369 Big Hill Ave., Richmond, KY · (859) 285-7600
