MEDICARE ADVANTAGE (PART C)

One plan. One card. Everything bundled.

Medicare Advantage rolls your hospital, medical, and often drug coverage into a single plan — but the details vary a lot by carrier and network. Let's find out what's actually available here in Richmond, and whether it fits how you use care.

Why This Trips People Up

Advantage plans aren't one-size-fits-all.

The problem

Ads make every plan sound like the best one

Networks (HMO vs. PPO) can limit which doctors you can see

Extra perks (dental, vision, hearing) look great but vary widely in what's actually covered

Star ratings and plan changes happen every year, and most people never check

How I help

I show you which carriers actually have doctors and hospitals you use in-network

We compare real plan documents, not just the ad

You understand the trade-offs — premium, network, extra benefits — before you decide

One person, start to finish — you can call me directly, anytime

What you get

Everything you need to choose with confidence

A free, no-obligation consultation — in person, by phone, or by video call.

Plans compared from every major carrier I represent, not just one company.

A clear look at what's in-network — your doctors, your pharmacy, your hospital.

An honest read on extra benefits (dental, vision, hearing, fitness) — what's real, what's marketing.

Enrollment paperwork handled for you, start to finish.

A standing invitation to call before every Annual Enrollment Period after that.

how we do it

A process refined over three decades

Choosing a Medicare Advantage plan isn't just picking a name you recognize — it's deciding how you'll get care for the next year. Here's how we work through it together.

Step 1

Talk

We sit down — in person, by phone, or by video — and talk through your health, budget, and what matters most to you.

Step 2

Compare

I lay out real Advantage plans from the major carriers side by side, in plain English — including networks and extra benefits.

Step 3

Decide

You choose the plan that actually fits — not the one with the biggest ad budget.

Step 4

Enroll

I handle the paperwork and submission, so nothing falls through the cracks.

Step 5

Stay covered

We review your plan together every year, especially heading into Annual Enrollment — because plans change every year, even if you don't.

Google Reviews

What neighbors are saying

Medicare advantage 101

Part C, in plain English

What it bundles

Hospital (Part A), medical (Part B), and usually drug coverage (Part D), all through one private carrier.

HMO vs. PPO

HMOs generally require a primary doctor and referrals; PPOs give you more flexibility to see out-of-network providers, usually at a higher cost.

Extra benefits

Many plans include dental, vision, hearing, or fitness perks — what's included varies plan to plan.

Star ratings

Medicare rates every plan 1–5 stars each year based on quality and service — worth checking before you enroll.

Annual changes

Premiums, networks, and benefits can change every January — this is why a plan you liked last year might not fit this year.

Enrollment windows

You can enroll or switch during your Initial Enrollment Period, or during Annual Enrollment (Oct 15–Dec 7).

other ways i can help

Not quite what you needed?

New to Medicare

Turning 65, or qualifying early through disability? I’ll walk you through every option before you sign anything.

Medicare Supplement (Medigap)

Want the freedom to see any doctor who accepts Medicare, with fewer surprise bills? Let’s see if a Supplement plan fits your budget.

Annual Plan Review

Coverage changes every year — yours should be reviewed just as often. Every fall, during Medicare’s Annual Enrollment Period, I sit down with my clients and make sure their plan still fits.

Frequently Asked questions

Questions people ask before choosing a plan

Is Medicare Advantage the same as Original Medicare?

Can I keep my current doctor if I switch to Advantage?

What happens if I want to switch plans later?

Do all Medicare Advantage plans include dental and vision?

Does it cost anything to meet with you?

Let’s find your plan — together.

No call centers, no confusing forms. Just a real conversation with someone who knows Medicare and knows Richmond.

369 Big Hill Ave., Richmond, KY ·  (859) 285-7600